Global Credit Manager (GCM)

eDominate's Global Credit Manager, or GCM, is a true lending system: Uniting the workflow of loan origination from application through processing, underwriting, closing, and post closing. Provides auditability in one scalable, customizable solution.

GCM was designed to improve efficiency, accuracy, compliance, and visibility into your loan process, specifically:

• Supporting a full range of loan products and collateral across all lines of business
• Managing the workflow of loan origination across locations, loan teams, roles, and levels of authority
• Directing screen flow automatically
• Directing and delivering documents automatically at each stage of the process plus automated faxes, emails, and eSignatures
• Incorporating audit features to track key changes and decisions on loans
• Measuring work performance automatically
• Pricing through risk-based factors
• Automating decisions based on the financial institution's underwriting guidelines

GCM is a modular system, integrating four distinct modules for different lines of lending:

Commercial: Supports unlimited products and collateral under a single application, and includes financial spreadsheet analysis, analysis of personal financial statements and income property analysis.

Consumer: Supports a full line of consumer products including auto, home equity, unsecured and more; provides options for automated decision-making and risk-based pricing.

Indirect: Supports dealer relationship through tracking and reporting loan status; automates the receipt of applications from automated dealer application systems (e.g., DealerTrack™), facilitates automated decisioning.

Mortgage: Supports a full range of FNMA and FHLMC products; streamlines the process with integration to DU, LP, and third-party providers such as flood certificates, credit agencies, and more.

For more information, please contact eDominate today or call (602) 222-8558.